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Real accounts: YouTube @JamesRuleXRP and X @allthemoney. I will never DM you first or ask for coins.

All coins

ZBCN

Zebec

Streaming payroll and cards — money by the second, not by the payday.

Launched
2021 (ZBCN 2024)
Consensus
Multi-chain apps (Solana first)
Settlement
Streaming, second by second
Supply
100 billion ZBCN cap (ZBC migrated 1:10)
Job
Payroll & PayFi
Zebec token

What it is

Zebec Network is a payments product, not a new L1 money. The original pitch: stop paying people twice a month. Stream wages every second into a wallet, then spend on a card. Payroll, treasury, and real-world spend sit in one stack — SuperApp, cards, streaming contracts. James covers it on the desk because it keeps showing up next to XRP in the payments conversation.

What ZBCN actually does

ZBCN is the utility and governance token of that product: fees, staking, card perks, votes. The paychecks themselves are usually stablecoins. Do not confuse the token with the stream. The old ticker was ZBC; it migrated 1:10 to ZBCN in 2024. If a DM still says ZBC, treat it as stale — or a trap.

What beginners get wrong

Zebec is not XRP, not Bitcoin, and not Ethereum. XRPL settles value on its own ledger. Zebec rides other chains and sells payroll software. A card and a streaming demo are not a hard cap and not a buy list. Know the job: PayFi rails. Then do your own research.

Not financial advice. Knowing a ledger is not the same as buying the asset.

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